If you say it out loud, fender bender doesn’t sound that bad. But as a driver, there’s nothing worse than the sound of grinding metal and the crunch that comes along with an accident. And that moment just after an accident, when you’re still behind the driver’s seat wondering how bad is it??? It doesn’t matter how skilled a driver you are, or how prepared you feel… accidents do happen. So today let’s chat about what to do after a fender bender …
1: Keep Calm
It’s vital to first find out if you and your passengers are safe. Take a few seconds to control your breathing and collect yourself. Being involved in an accident is scary, but it is important to make sure you and your passengers are not injured – first checking your head, neck, and then legs for any signs of injury.
If you or your passengers are injured in any way after a fender bender – call 911 immediately for medical attention!
2: Meet the Other Driver
A serious game of bumper cars is not always the best way to introduce yourself to someone… but when you are involved in an accident you need to get the other driver’s information. Ask them if they are alright and then exchange full name, address, phone number, and car insurance info. We often recommend taking pictures of license and insurance information cards just to be sure you don’t forget to write anything down.
One important thing to remember when introducing yourself to the other drivers involved: do not apologize. Even if you believe you caused the accident, if the other driver decides to sue you in the future, your apology will be used as an admission of guilt.
3: Document EVERYTHING
When we say everything, we mean it… that’s why we put it in all caps! Take photos of the accident, the street signs, the damage, the other car, and especially the license plates. We live in an age where through our cell phones we always have access to a camera – so take advantage of it!
4: Call Your Insurance Company
After a fender bender, filing an insurance claim is one of the most important things to do. Always make this call and never accept money from the other driver to avoid going through insurance. Your insurance company will be able to advise you on whether you should call the police, how to fill out a claim, and even recommend repair shops.
Unless there has been a disagreement between you and the other driver, this should sum up what to do after a fender bender…
When to Call the Police:
Like we mentioned above, if injuries occurred you should call 911 immediately. But also, if you believe the collision is more than just a fender bender, you should also call the police. And while this may seem a bit obvious, if the other driver is being irrational, or has fled the scene – call 911.
Last Thing to do After a Fender Bender
Did you know that an adrenaline rush can mask injury symptoms? According to Consumer Reports, soft-tissue damage can take 24 to 48 hours to show up. It is important to pay attention to how you are feeling after a fender bender. Seek medical attention and call your insurance agent again. Since you have already reported the accident to your insurance agency, you will want to add any delayed injuries to your claim as well.
Have you been involved in a fender bender? If you are in Maryland and looking for collision repair, Jones Junction Body Shop and Collision Repair can help! Give us a call today at (443) 686-7155 so we can get your vehicle back on the road ASAP.
Jones Junction Wishes You Safe Driving this Holiday Season!!
And no matter how heavy the traffic or bumpy the road, you can drive confidently when you’re covered by Jones Junction Insurance! Click the link below to get a quote today!